MINI PREMIER MOTOR INSURANCE.
THE FREEDOM OF CHOICE.
Insurance requirements can be as unique and individual as your vehicle – that’s why MINI Premier Motor Insurance has been developed with MINI owner’s in mind.
MINI PREMIER MOTOR INSURANCE.
YOUR CHOICE. YOUR INSURANCE.
MINI Premier Motor Insurance also includes a host of additional benefits including:
Additional Benefits
Maximum Amounts
| New for old replacement – less than 3 years old [3] | Included |
| Child seat or baby capsules cover | Up to $500 per incident |
| Emergency repairs | $500 any one incident |
| Emergency accommodation and travelling expenses | $1,000 any one incident and more than 100km from home |
| Lock re-keying/re-coding | $1,000 any one incident |
| Personal items | $1,000 any one incident |
| Staying mobile following a not at fault collision | Rental car up to 30 days, $100 per day maximum |
| Staying mobile following theft | Rental car up to 30 days, $100 per day maximum |
| Towing | Reasonable costs |
| Trailer of Caravan cover | $1,000 or market value whichever is the lesser |
| Transportation costs | $500 any one incident |
| Legal Liability | $20,000,000 any one event or series of events |
| Pay your premium by the month | No extra cost[4] |
MINI Premier Motor Insurance is all about choice. That’s why we offer you the choice to create a policy tailored to your individual requirements. Enjoy the flexibility to choose your options, control the level of coverage for your vehicle, and the premium you pay.
Optional benefits you can add
Maximum amounts
| Removal of basic excess for tyre claims | 2 replacement or repair in any period of insurance |
| Removal of basic excess for windscreen claims | 1 replacement and 2 repairs in any period of insurance |
| Staying mobile following an accident | Rental car up to 30 days, $100 per day maximum |
| Tools of trade | $3,000 any one incident |
MINI Premier Motor Insurance is all about choice. That’s why we offer you the choice to create a policy tailored to your individual requirements. Enjoy the flexibility to choose your options, control the level of coverage for your vehicle, and the premium you pay.
Options you can select to decrease your premium [5]
| Named driver option | Unnamed driver excess option, $2,500 any one claim |
| Adjustable Excess | You may be able to increase your excess to reduce your premium |
If you hold a MINI Loan Protection Insurance policy and require more information, please refer to MINI Loan Protection Insurance PDS.
This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement.
MINI Premier Motor Insurance is issued by Allianz Australia Insurance Limited, AFS Licence No. 234708 ABN 15 000 122 850 (Allianz). In arranging this insurance MINI Financial Services, a division of BMW Australia Finance Limited ABN 78 007 101 715 and authorised dealers act as agents of Allianz and not as your agent. We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Cover subject to policy terms, conditions, limits and exclusions. Before making a decision about this insurance please consider the PDS or the policy document available from this website. If you purchase this insurance we receive a commission from Allianz. Ask us for more information before we provide you with our services.
[1] This benefit only applies if the part is locally available at the time of repair.
[2] If you chose an accredited MINI repairer
[3] We will replace your vehicle with a new vehicle of the same make, model, engine size, features and paint type including any modifications, options and accessories, so long as it is available in Australia, provided: your vehicle is a total loss; you purchased it new (or as a demonstrator model) from the manufacturer or their dealer; where your vehicle is financed, your financier has given us written consent; and your vehicle is less than three years old from when it was first registered at the time it is declared a total loss.
[4] Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
[5] Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers.